129272 Trustee NOTICE OF TRUSTEE'S SALE OF COMMERCIAL LOAN PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24, ET SEQ TO: AYCH, Inc. 7837 Martin Way E B103 Olympia, WA 98516 Hagop Ouzounian 5533 Beverly Dr NE Olympia, WA 98516 Hagop Ouzounian 6202 45th St Ct W University Place, WA 98466 AYCH Enterprises, LLC 13032 US Highway 12 Packwood, WA 98361 AYCH Enterprises, LLC 7837 Martin Way E B103 Olympia, WA 98516 AYCH, Inc. 6906 Martin Way E. Olympia, WA 98516 AND TO: Other purported owners, junior lienholders or encumbrancers interested in the real property described below; and AND TO: Tenants or occupants of the real property described below. NOTICE IS HEREBY GIVEN that the undersigned Trustee will, on the 5th day of April 2024, at the hour of 10:00 o'clock A.M., Near the Directory in Front of the Main Entrance, Thurston County Courthouse, 2000 Lakeridge Drive SW, Olympia, WA 98502, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in Thurston County, State of Washington, to-wit: THAT PORTION OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 15, TOWNSHIP 18 NORTH, RANGE 1 WEST W.M., DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID NORTHWEST QUARTER OF THE NORTHEAST QUARTER; THENCE EAST ALONG THE NORTH LINE THEREOF 690 FEET; THENCE SOUTH ALONG THE EAST LINE OF NEIL STREET 420 FEET TO THE TRUE POINT OF BEGINNING; THENCE EAST PARALLEL WITH THE NORTH LINE OF SAID NORTHWEST QUARTER OF THE NORTHEAST QUARTER 110 FEET; THENCE SOUTH PARALLEL WITH THE EAST LINE OF SAID ROAD 238.77 FEET, MORE OR LESS, TO THE NORTHERLY LINE OF MARTIN WAY; THENCE SOUTHWESTERLY ALONG SAID NORTHERLY LINE 114.66 FEET, MORE OR LESS, TO THE EAST LINE OF SAID NEIL STREET; THENCE NORTH ALONG SAID EAST LINE 272.71 FEET, MORE OR LESS, TO THE TRUE POINT OF BEGINNING IN THURSTON COUNTY, WASHINGTON and commonly known as 6906 Martin Way E., Olympia, WA 98516, and which is subject to that certain deed of trust (the "Deed of Trust") dated November 10, 2021 and recorded on November 22, 2021 under Auditor's File No. 4898957, records of Thurston County, Washington from AYCH, Inc., as grantor ("Grantor"), to Old Republic National Title Insurance Co., as original trustee, to secure an obligation in favor of Harvest Small Business Finance, LLC, as beneficiary. On November 13, 2023, the beneficiary appointed Selby Morgan & Born, PLLC as successor Trustee, pursuant to an Appointment of Successor Trustee recorded November 15, 2023, under Thurston County Auditor's File No. 4997560. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default for which this foreclosure is made is as follows: 1. Failure to pay when due the following amounts which are now in arrears: Arrearage (as of 12/18/2023): A. Past due payments: $30,367.72 B. Site visit: $60.00 C. Forced-place insurance: $8,003.81 D. Late charges: $2,688.66 Arrearage: $41,120.19 Trustee's Expenses: A. Title report: $1,824.27 B. Trustee's Fee & Attorney fee: $4,000.00 C. Statutory Mailings: $50.00 D. Postings & copies: $133.00 E. Recording costs: $130.00 Total Expenses: $6,137.27 Total Amount Past Due: $47,257.46 Plus additional payments, late charges, expenses and fees after December 18, 2023 to date of cure, plus any unpaid property taxes. IV. The sum owing on the obligation secured by the Deed of Trust is: principal of $606,190.97 together with attorney's fees, costs, and property taxes as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 5th day of April, 2024. The defaults referred to in Paragraph III, together with any subsequent payments, late charges, property taxes, advanced costs and fees thereafter due must be cured by the 25th day of March 2024 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 25th day of March, 2024 (11 days before the sale date), the defaults as set forth in Paragraph III, together with any subsequent payments, late charges, property taxes, advanced costs and fees thereafter due are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after the 25th day of March, 2024 (11 days before the sale date) and before the sale by the borrower, Grantor, any guarantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary to the Grantor and the guarantor of the indebtedness at the following addresses: AYCH, Inc. 7837 Martin Way E B103 Olympia, WA 98516 Hagop Ouzounian 5533 Beverly Dr NE Olympia, WA 98516 Hagop Ouzounian 6202 45th St Ct W University Place, WA 98466 AYCH Enterprises, LLC 13032 US Highway 12 Packwood, WA 98361 AYCH Enterprises, LLC 7837 Martin Way E B103 Olympia, WA 98516 AYCH, Inc. 6906 Martin Way E. Olympia, WA 98516 by both first class and certified mail on the 16th day of November, 2023, proof of which is in the possession of the Trustee; and the written notice of default was posted in a conspicuous place on the real property described in Paragraph I above on November 16, 2023, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address is set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all its interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to the objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale, the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. XI. NOTICE TO GUARANTORS GUARANTORS: Please take notice that: (1) the guarantor(s) may be liable for a deficiency judgment to the extent the sale price obtained at the trustee's sale is less than the debt secured by the deed of trust; (2) the guarantor(s) has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee's sale; (3) the guarantor will have no right to redeem the property after the trustee's sale; (4) subject to such longer periods as are provided in the Washington deed of trust act, chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee's sale, or the last trustee's sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, the guarantor(s) will have the right to establish the fair value of the property as of the date of the trustee's sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee's sale, plus interest and costs. DATED: December 17, 2023. Selby Morgan & Born, PLLC, Trustee By /s/ Brian M. Born Brian M. Born, Authorized Representative 1019 Regents Ste 103 Fircrest, WA 98466 (253) 446-8610 STATE OF WASHINGTON ) ) ss. COUNTY OF PIERCE ) Pub: Nisqually Valley News March 7 & 28, 2024