Details for 110850 / NPP#: NPP0352324 TS#:WA1800284098 NOTICE OF TRUSTEE'S SALE

110850 / NPP#: NPP0352324 TS#:WA1800284098 NOTICE OF TRUSTEE'S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No: WA1800284098 Abbreviated Legal: LOT 1155 HORIZON POINTE DIVISION 5, REC. NO. 3995939 Grantor: ELISHA SCHMIDT, AN UNMARRIED WOMAN Current Beneficiary of the Deed of Trust: SECRETARY OF VETERANS AFFAIRS, AN OFFICER OF THE UNITED STATES OF AMERICA Current Trustee of the Deed of Trust: First American Title Insurance Company Current Mortgage Servicer of the Deed of Trust: BSI Reference Number of the Deed of Trust: 4239978 Parcel Number(s): 55290115500 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, First American Title Insurance Company, SUCCESSOR TRUSTEE, on 08/30/2019, at 10:00AM, at the main entrance of Building 3, Thurston County Courthouse, 2000 Lakeridge Drive SW, Olympia, WA 98502, will sell at public auction to the highest and best bidder, payable at the time of sale the following described real property, situated in the County(ies) of THURSTON, State of Washington, to-wit: LOT 1155 OF PLAT OF HORIZON POINTE DIVISION 5, ACCORDING TO PLAT RECORDED MARCH 14, 2008 UNDER RECORDING NO. 3995939, IN THURSTON COUNTY, WASHINGTON. And commonly known as: 5826 PENNSYLVANIA ST SE LACEY , WA 98513 (The undersigned trustee disclaims any liability for any incorrectness of the above street address or other common designation) which is subject to that certain Deed of Trust dated 11/18/2011, recorded 11/30/2011 under Auditor's File No 4239978, records of THURSTON County, Washington, from ELISHA SCHMIDT, AN UNMARRIED WOMAN Grantor, to FIRST AMERICAN TITLE as Trustee, to secure an obligation in favor of MORTGAGE ELECTONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR MORTGAGE INVESTORS CORPORATION as Beneficiary, the beneficial interest in which was assigned to THE SECRETARY OF VETERANS AFFAIRS, AN OFFICER OF THE UNITED STATES under an Assignment recorded on 11/13/2013 under Auditor's File No 4368292, records of THURSTON County, Washington. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $76,911.80; (together with any subsequent payments, late charges, advances, costs and fees thereafter due) IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $277,778.48, together with interest as provided in the Note or other instrument secured from 08/01/2014, and such other costs and fees as are due under the Note of other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. The sale will be made without warranty expressed or implied, regarding title, possession or encumbrances on 08/30/2019. The defaults referred to in Paragraph III must be cured by 08/19/2019 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 08/19/2019 (11 days before the sale date) the default(s) as set forth in Paragraph III is/are cured and the Trustee's fees and costs are paid. The sale may be terminated any time after 08/19/2019 (11 days before the sale date) and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: SEE ATTACHED EXHIBIT "A" Exhibit A Notice of Default Mailing Information ELISHA SCHMIDT 2018 CATON WAY SW OLYMPIA, WA 98502 ELISHA SCHMIDT 6607 GEHRIG DR PASCO, WA 93301 ELISHA SCHMIDT 5826 PENNSYLVANIA ST SE LACEY, WA 98513 OCCUPANT 5826 PENNSYLVANIA ST SE LACEY, WA 98513 by both first class and certified mail on 03/01/2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on 02/27/2019, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objection to the sale on any grounds, whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's Sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee's sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under, chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY, CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 Website: www.homeownership.wa.gov The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (888) 201-1014 Website: http://nwjustice.org/get-legal-help If available, the expected opening bid and/or postponement information may be available by calling the following telephone number before the sale: 916-939-0772, or the website of https://search.nationwideposting.com/propertySearchTerms.aspx. No warranties or guarantees are made as to the accuracy or completeness of the information provided. Dated: 04/17/2019 First American Title Insurance Company Signature DEEANN GREGORY Printed Name and Title DEEANN GREGORY AUTHORIZED SIGNATORY First American Title Insurance Company c/o Alison A. Haig, Attorney at Law 2611 NE 113th Street, Ste 300 Seattle WA 98125 Telephone: 866-429-5179 or 206-715-6955 State of Texas County of Tarrant On 04/17/2019 before me MICHAEL C BESSEY, Notary Public, personally appeared DEEANN GREGORY personally known to me (or proved to me on the basis of satisfactory evidence) to be person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. WITNESS my hand and official seal Signature Michael C. Bessey (seal) MICHAEL C. BESSEY Notary Public, State of Texas Comm. Expires 03-17-2021 Notary ID 131049408 NPP0352324 To: NISQUALLY VALLEY NEWS 07/25/2019, 08/15/2019 Pub: Nisqually Valley News July 25, 2019 August 15, 2019

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