Details for 115789 TS #: 15-41146

115789 TS #: 15-41146 Title Order #: 150338798-WA-MSI NOTICE OF TRUSTEE'S SALE AMENDED NOTICE OF TRUSTEE'S SALE Grantor: WAYNE CRADDOCK, A SINGLE MAN Current beneficiary of the deed of trust: Isanthes, LLC Current trustee of the deed of trust: North Star Trustee, LLC Current mortgage servicer for the deed of trust: Selene Finance, LP Reference number of the deed of trust: 3308672 Reference number of original Notice of Sale: 4707917 Parcel Number(s): 22731211000 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, North Star Trustee, LLC will on 10/23/2020, at 10:00 AM at main entrance of Building 3, Thurston County Courthouse, 2000 Lakeridge Drive SW, Olympia, WA sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Thurston, State of Washington, to-wit: N 1/2 OF SW, NE, NW 31-17-2E AS MORE FULLY DESCRIBED IN EXHIBIT 'A' ATTACHED HERETO Commonly known as: 11429 CLARK ROAD SOUTHEAST YELM, Washington 98597 which is subject to that certain Deed of Trust dated 8/3/2000, recorded 8/17/2000, as Instrument No. 3308672, records of Thurston County, Washington, from WAYNE CRADDOCK, A SINGLE MAN, as Grantor(s), to DCBL INC., A WASHINGTON CORPORATION, as Trustee, to secure an obligation in favor of BNC MORTGAGE, INC., A DELAWARE CORPORATION, as Beneficiary, the beneficial interest in which was assigned to Isanthes, LLC, under an Assignment recorded under Auditor's File No. 4743197. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower's or Grantor's default on the obligation secured by the Deed of Trust. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION FROM 10/1/2012 10/1/2017 04/1/2018 10/1/2018 2/1/2020 THRU 09/30/2017 03/31/2018 09/30/2018 06/30/2019 01/31/2020 09/02/2020 NO.PMT 60 6 6 9 7 8 AMOUNT $908.37 $977.43 $981.37 $981.36 $2,224.20 TOTAL $54,502.20 $5,864.58 $5,888.22 $8,832.24 $15,569.40 $1,080.00 $8,640.00 Corporate Advances: $4,202.90 Escrow Advance: $5,171.21 LATE CHARGE INFORMATION TOTAL LATE CHARGES TOTAL $0.02 PROMISSORY NOTE INFORMATION Note Dated: 8/3/2000 Note Amount: $120,000.00 Interest Paid To: 9/1/2012 Next Due Date: 10/1/2012 IV. The sum owing on the obligation secured by the Deed of Trust is: Principal $85,487.45, together with interest as provided in the note or other instrument secured from 9/1/2012, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on 10/23/2020. The default(s) referred to in Paragraph III must be cured by 10/12/2020, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/12/2020 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee's fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/12/2020 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: NAME ADDRESS BARBARA E CRADDOCK 11429 CLARK ROAD SOUTHEAST YELM, WA 98597 CHARLES K CRADDOCK 68 COPPER MEADOWS RD COPPEROPOLIS, CA 95228 CRYSTAL MEYER CRADDOCK 11429 CLARK ROAD SOUTHEAST YELM, WA 98597 CRYSTAL MEYER CRADDOCK P.O. BOX 2826 YELM, WA 98597 ESTATE OF WAYNE CRADDOCK AKA WAYNE EDWARD CRADDOCK 11429 CLARK ROAD SOUTHEAST YELM, WA 98597 ESTATE OF WAYNE CRADDOCK AKA WAYNE EDWARD CRADDOCK 11429 CLARK ROAD YELM, WA 98597 ESTATE OF WAYNE CRADDOCK AKA WAYNE EDWARD CRADDOCK P.O. BOX 2826 YELM, WA 98597 HEIRS AND DEVISEES OF WAYNE CRADDOCK AKA WAYNE EDWARD CRADDOCK 11429 CLARK ROAD SOUTHEAST YELM, WA 98597 HEIRS AND DEVISEES OF WAYNE CRADDOCK AKA WAYNE EDWARD CRADDOCK 11429 CLARK ROAD YELM, WA 98597 HEIRS AND DEVISEES OF WAYNE CRADDOCK AKA WAYNE EDWARD CRADDOCK P.O. BOX 2826 YELM, WA 98597 WAYNE CRADDOCK 11429 CLARK ROAD SOUTHEAST YELM, WA 98597 WAYNE CRADDOCK PO BOX 1426 YELM, WA 98597-1426 by both first class and certified mail on 12/12/2016 and 1/27/2017, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served 12/12/2016, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee's sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee's Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE - Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: 1-877-894HOME (1-877-894-4663)Web site: http://www.dfi.wa.gov/consumers/homeownership/The United States Department of Housing and Urban Development: Telephone: 1-800-569-4287Web site: http://portal.hud.gov/hudportal/HUDThe statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneysTelephone: 1-800-606-4819 Web site: http://www.ocla.wa.gov/ This office is enforcing a security interest of your creditor. To the extent that your obligation has been discharged by a bankruptcy court or is subject to an automatic stay of bankruptcy, this notice is for informational purposes only and does not constitute a demand for payment or any attempt to collect such obligation. DATED: 08/18/2020 North Star Trustee, LLC, as Trustee Kellie Barnes, Trustee Sale Officer Address for service: North Star Trustee, LLC 6100 219th ST SW, Suite 480 Mountlake Terrace, Washington 98043 Trustee Phone No: (206) 866-5345 Beneficiary / Servicer Phone: (877) 735-3637 STATE OF WASHINGTON ) ) ss. COUNTY OF SNOHOMISH ) I certify that I know or have satisfactory evidence that Kellie Barnes is the person who appeared before me, and said person acknowledged that (he/she) signed this instrument, on oath stated that (he/she) was authorized to execute the instrument and acknowledged it as the Trustee Sale Officer of North Star Trustee, LLC to be the free and voluntary act of such party for the uses and purposes mentioned in the instrument. Dated: 08/18/2020 Jessica Junk NOTARY PUBLIC in and for the State of Washington, residing at Bellevue, WA My commission expires 8/2/2022 EPP 31833 Pub Dates 09/24 & 10/15/2020 EXHIBIT A PARCEL A: THE NORTH HALF OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 31, TOWNSHIP 17 NORTH, RANGE 2 EAST, W.M. PARCEL B: AN EASEMENT FOR INGRESS, EGRESS AND UTILITIES OVER, UNDER AND ACROSS THE NORTH 30 FEET OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 30, TOWNSHIP 17 NORTH, RANGE 2 EAST, W.M., AND A STRIP OF LAND 60 FEET IN WIDTH, THE CENTERLINE OF WHICH IS DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHWEST CORNER OF THE EAST HALF OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SAID SECTION 30; THENCE SOUTH ALONG THE CENTERLINE OF SAID SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER AND ALONG THE CENTERLINE OF THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 31, TOWNSHIP 17 NORTH, RANGE 2 EAST, W.M., TO THE SOUTH LINE OF SAID NORTHEAST QUARTER OF THE NORTHWEST QUARTER IN THURSTON COUNTY, WASHINGTON. Pub: Nisqually Valley News September 24, 2020 October 15, 2020

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